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6 Beds
8 Baths
8,654 sqft

$4,699,000

31 HOLY CROSS CIRCLE, OAKLAND MD, 21550

Price per sqft$542.99
Built in2009
Property size8,654 sqft
Property typeResidential

Overview

Active

Active-bright

Listed Nov 2, 2026

Updated 40h ago

Enjoy the beauty of Deep Creek Lake from this luxury custom brick home in The Reserve at Holy Cross, one of the lake’s premier communities. Situated on more than an acre with over 250 feet of lake frontage, the property offers expansive water views, inviting outdoor spaces and over 8,600 square feet of finished living space. A sweeping brick paver driveway, mature landscaping and a covered front entrance set the tone for the warmth and architectural character found throughout. Soaring ceilings, rich wood finishes and a graceful curved staircase welcome you inside. Large windows draw the lake into the main living areas, while an open library loft adds dimension and character to the space. Five fireplaces throughout the home and outdoor living areas provide comfortable gathering places in every season. The kitchen is designed for both everyday use and entertaining, with a six-burner gas range, stainless steel appliances, generous counter space and a large island with seating. An adjoining dining area offers beautiful lake views and an inviting setting for meals and gatherings. Six bedrooms, six full bathrooms and two half baths offer ample accommodations. The main-level bedroom suite includes a fireplace and direct deck access. Upstairs, the primary suite provides a relaxing retreat with a vaulted wood ceiling, exposed beams, a fireplace and a spacious dressing room. Its bathroom features a jetted tub and tiled shower. The custom-built main-level office is a standout feature of the home, showcasing beautifully crafted custom cabinetry and rich wood details. Thoughtfully designed, this inviting space combines a comfortable setting for working from home with the warmth and character found throughout the residence. A library loft lined with bookcases and an upper-level lookout room provide quiet spaces to read or unwind. Above the garage, a generous bonus room with a wet bar and full bathroom offers additional flexibility for guests and entertaining. The finished walkout lower level includes a family room with a fireplace, bar, game area, two bedrooms and a full bathroom. A dedicated theater with tiered seating and detailed woodwork offers a comfortable place to settle in for a movie. The outdoor spaces make the most of the lakefront setting. A covered deck with a fireplace, spacious patios and a pergola-covered outdoor kitchen provide room for dining and gathering. Relax in the hot tub, enjoy an evening around the lakeside fire pit or follow the paver walkway across the gently sloping lawn toward the water. A private dock completes the waterfront experience. With an elevator serving the main living levels, main-level laundry and five garage bays, this home pairs the comforts of everyday living with the enjoyment of a Deep Creek Lake retreat.

$31,263/mo

Est. mortgage payment based on a $4,699,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDGA2013072

Interior Features

Bedrooms
6
Bathrooms
8
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
1.44 Acres

Other Property Details

Taxes
$42,630
Tax Frequency
Annually
Association Fee Frequency
Quarterly
Garage
Yes
View
Yes
Waterfront
Yes
55+/Senior Community
No
MLS provider logo

Listed by BHHS Touchdown Home Pros Realty
Listing Contact: 3016167399 

The IDX display contains information sourced from the Bright MLS, Inc. as of 11/3/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

©2026 Bright MLS, Inc. all rights reserved.

Data last updated on 11/3/2026 at 12:55 PM UTC

 

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